What we cover
All your Insurance needs, One Team of Specialists
Medicare, individual health, home & auto, group benefits, and dental
— all shopped across 20+ carriers by the same licensed person,
every year.
- Independent — we shop, you choose
- Never a fee for our service
- Local & national carriers
- Free, no-obligation quotes
How can HBS help you?
One agency, every policy that matters
Jump to whichever fits your situation — or call and we’ll work it out with
you.
Medicare
Prescription drugs,
Medicare Advantage, and
Medigap plans.
Individual Health
Affordable Care Act and
off-marketplace plans.
Home & Auto
Erie, Progressive, Safeco and many more.
Group Products
Group rates for companies
from 2–100 employees.
Dental
Dental, vision, and hearing
through Nationwide, Delta
Dental, and more.
Medicare
Prescription drugs,
Medicare Advantage, and
Medigap plans.
Individual Health
Affordable Care Act and
off-marketplace plans.
Home & Auto
Erie, Progressive, Safeco and many more.
Group Products
Group rates for companies
from 2–100 employees.
Life Insurance
Protect the people who matter most with life insurance.
Dental
Dental, vision, and hearing
through Nationwide, Delta
Dental, and more.
Coverage 01
Medicare
HBS has a full line of senior products. Experienced HBS specialists will
analyze your situation through an in-home consultation. There is never a
fee for our service.
Need help finding the right Medicare plan?
- Whether it's a Medicare Advantage plan or a Medicare supplement plan, we can help.
- HBS represents both local and national carriers.
Includes prescription drug plans, Medicare Advantage, and Medigap.
Coverage 02
Individual Health
Navigating the individual health insurance market can be frustrating. Let
one of our experienced agents assist you through the process.
From Pennie to off-marketplace plans to the Affordable Care Act, our
agents will make sure you end up with the most cost-effective plan for
what you actually need.
Pennie is Pennsylvania’s official health insurance marketplace.
Coverage 03
Home & Auto
HBS provides a complete analysis of your personal,
business, and commercial insurance needs. We work with multiple top-
rated independent carriers to give you a free, no-obligation quote from all
of them in one simple step.
That process is what gives our clients peace of mind that they’re getting
the best coverage at the best price on the market — not just the best price
one company happens to offer.
Give us a call or fill out our online form if you’d like to discuss your
home, auto, renters, or business/commercial insurance needs.
Carriers include Erie, Progressive, Safeco, Erie, Westfield, and more.
Coverage 04
Group Products
Our group division specializes in analyzing your business’s insurance and
recommending the right product at the right price. We represent all local
and national carriers.
Products
- Health Care
- Long Term Disability
- Dental
- Group Life
- Vision
- Short Term Disability
- Hearing
Group rates for companies from 2 to 100 employees.
Coverage 05
Life Insurance
Life insurance helps protect the people who matter most by providing financial support when they need it. We’ll help you find coverage that fits your family, needs, and budget.
What’s covered
- Income replacement
- Final expenses
- Family protection
- Long-term financial planning
Coverage 06
Dental, Vision & Hearing
Dental, vision, and hearing are the three things most often left out of a
health plan — or bundled in at a rate that doesn’t reflect what you’d
actually use. We quote them separately so you can see what each one
really costs.
Plans are available on their own or alongside coverage you already have,
for individuals and families.
What's covered
- Routine & major dental
- Hearing exams & aids
- Vision exams & eyewear
- Individual & family plans
Through Nationwide, Delta Dental, and other carriers we represent.
Not sure which one you need?
That's the normal starting point.
Most people call us without knowing which category they’re in.
Tell us the situation — turning 65, leaving a job, buying a house,
hiring your third employee — and we’ll take it from there.
- Tell us about your situation in a short conversation
- Your advisor shops 20+ carriers for the best fit
- We walk through each option in plain English
- We handle the paperwork and stay on after you're covered
Talk to a human
Have a question? We're here to help.
Reach out directly — a licensed advisor answers, not
a call center.
