Home & Auto, without the guesswork.
- Never a fee for our service
- Local & national carriers
- In-home consultation
- Same advisor, year after year
Get in touch
Need help with your home, auto, or business coverage?
- Whether it's your home, your car, a rental, or your business, we can quote it. HBS represents Erie, Progressive, Safeco, and many more
- HBS represents both local and national carriers.
- One advisor handles your whole account, from the first quote through every renewal and claim.
Where are you starting from?
Renewal went up
Buying or moving
Bundling it all
What we can quote
Auto
Liability, collision, comprehensive, and the coverages Pennsylvania requires — quoted across carriers for the same vehicle and driver.
Homeowners
Protection for the structure, your belongings, and your liability if someone's hurt on your property.
Renters
Your belongings and liability in a rented home or apartment. Inexpensive, and often required by landlords
Business & commercial
Property, liability, and vehicle coverage for small businesses. Tell us what you do and we'll tell you what to carry. Tag: We compare across carriers
How it works
Tell us about you
We compare carriers
Review your options
Bind with support
What to have ready
-
Your current policies
Declarations pages for home and auto, so we can compare like for like. -
Your drivers
Names, dates of birth, and license numbers for everyone in the household. -
Your vehicles
Year, make, model, and VIN — or a photo of the registration.
-
Your home details
Year built, square footage, roof age, and any updates to plumbing, electric, or heating. -
Your mortgage or landlord info
If a lender or landlord needs proof of coverage, we'll send it directly. -
Your questions
Write them down. People forget them on the call every time.
Who you'd be working with
Joseph Cox
Chris Zappa
Joe Masucci
Lynn Groomes
Common questions
Nothing. Quotes are free and there’s no obligation. Carriers compensate us directly, so your premium is the same whether you buy through us or go direct.
Multiple top-rated independent carriers, including Erie, Progressive, Safeco, and more. One set of details gets you a quote from all of them.
Yes, and it’s usually the single biggest discount available. We’ll show you bundled and separate pricing so you can see the difference.
Yes, at any time. We time the new policy to start the day the old one ends and handle the cancellation, so there’s no gap and no overlap.
Yes. Small business and commercial coverage is quoted by the same team. Tell us what you do and we’ll tell you what you need to carry.
Get Insurance Quotes
One agency, every policy that matters
Individual Health
Medicare
Group Products
