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The HBS blog

Insurance, explained without the jargon.

Short, practical guides from our licensed advisors — on coverage, claims, and the health decisions that sit behind them.
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10 articles
Physician discussing Medicare with senior

The Vital Role Of Medicare And Senior Health

  • Melissa
  • September 5, 2026
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Suburban homes and property insurance

Top Factors To Consider In A Home Insurance Policy

  • Melissa
  • September 5, 2026
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Damaged interior of a garage under restoration with exposed wooden framing and water heater

Why You Should Fireproof Your Home

  • Melissa
  • September 5, 2026
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Professionals discussing business insurance

The Advantages Of Offering Healthcare Benefits To Your Employees

  • Melissa
  • September 5, 2026
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Man receiving a dental checkup

The Crucial Role Of Dental Insurance

  • Melissa
  • September 5, 2026
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Sister with twin brothers standing on a road in front of a house
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Keeping Your Family Healthy During The School Year

  • Melissa
  • September 5, 2026
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Heart attack prevention and heart health

Heart Attack Prevention and Early Warning Signs

  • Melissa
  • September 5, 2026
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Driving a car in the city

The Top Reasons For Needing Car Insurance

  • Melissa
  • September 5, 2026
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Doctor consulting with patient

Cancer Prevention: Empowering Your Health

  • Melissa
  • September 5, 2026
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Firefighter spraying a high-pressure water hose on a burning house at night

How To Prepare For A House Fire

  • Melissa
  • September 5, 2026
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Reviewing a life insurance policy

The Importance Of Life Insurance For You & Your Family

  • Melissa
  • September 5, 2026
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Plumbing repair scene with a broken dry wall exposing pipes and wet floor

Home Insurance And Bad Plumbing: Protect Your Property

  • Melissa
  • September 5, 2026
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Senior discussing health insurance

Group Health Insurance in the Workplace

  • Melissa
  • September 5, 2026
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Staying healthy during flu season

Flu Season: Your Guide to Staying Healthy

  • Melissa
  • September 5, 2026
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Portable power station powering a laptop and desk lamp in a dark room

Power Outages: Be Prepared

  • Melissa
  • September 5, 2026
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Alzheimer's and dementia awareness

Alzheimer’s and Dementia: Prevention and Treatment

  • Melissa
  • September 5, 2026
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Electric vehicle charging station

Electric vs. Gas Cars: A Comprehensive Comparison

  • Melissa
  • September 5, 2026
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Three young boys in soccer uniforms smiling on a football pitch

Ensuring the Health of Child Athletes

  • Melissa
  • September 5, 2026
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Smiling woman sitting in a dental chair during a checkup

Making the Most of Your Dental Insurance

  • Melissa
  • September 5, 2026
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Parents holding and looking lovingly at their newborn baby

Understanding Childbirth Expenses

  • Melissa
  • September 5, 2026
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Young boy in red jacket holding a large ice icicle outdoors in winter

Preparing Your Home for Cold Weather

  • Melissa
  • September 5, 2026
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Female doctor in white coat writing on a health insurance form

Navigating Health Insurance Enrollment

  • Melissa
  • September 5, 2026
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Apartment building and property insurance

Rental Insurance: Why It’s a Must-Have for Tenants

  • Melissa
  • September 5, 2026
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Close-up of a child wearing a white arm cast in a sling

Fractures and Breaks: Understanding and Proper Care

  • Melissa
  • September 5, 2026
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Construction worker applying plaster to a drywall ceiling

Finishing Your Basement: A Comprehensive Guide

  • Melissa
  • September 5, 2026
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Ophthalmologist examining a female patient’s eyes using a slit lamp microscope during an eye checkup.

The Importance Of Eye Health

  • Melissa
  • September 5, 2026
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Medical insurance form with stethoscope and pill bottle on a desk

Rare Illnesses and the Role of Health Insurance

  • Melissa
  • September 5, 2026
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Red squirrel eating a nut on a moss-covered tree stump in a lush green forest.

Protecting Against Rodents and Bug Infestations

  • Melissa
  • September 5, 2026
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Hands forming a protective roof over wooden figures representing a family

Life Insurance: Safeguarding Your Family’s Future

  • Melissa
  • September 5, 2026
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Stressed woman covering her face while sitting by the roadside after a car accident

What to Do If You’re in a Car Accident

  • Melissa
  • September 5, 2026
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Dentist wearing a face mask and blue gloves treating a patient in a modern dental clinic.

Root Canals: A Second Chance for Your Teeth

  • Melissa
  • September 5, 2026
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Cozy Christmas scene with a person using a tablet beside a glowing fireplace, decorated tree, and warm red mug.

The Importance of Regular Fireplace Servicing

  • Melissa
  • September 5, 2026
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Man in blue jacket running on a snowy road during winter

Staying Active and Healthy in the Colder Months

  • Melissa
  • September 5, 2026
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Close-up of an illuminated check engine warning light on a car dashboard, indicating a potential engine problem.

Decoding Your Car’s Icon Lights

  • Melissa
  • September 5, 2026
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Flat lay of healthy foods including fruits, nuts, berries, and legumes

The Best Cold-Weather Foods for Wellness

  • Melissa
  • September 5, 2026
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Parents sitting on the floor holding a symbolic white roof over their daughter

Maximizing Your Life Insurance Policy

  • Melissa
  • September 5, 2026
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Stressed woman working on a tablet at home, holding her temples in a moment of frustration.

The Importance of Mental Health Care

  • Melissa
  • September 5, 2026
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Happy family sitting on sofa surrounded by moving boxes in new home

How to Ensure Adequate Homeowner’s Insurance Coverage

  • Melissa
  • September 5, 2026
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Employee discussing workplace benefits
,

Strategies for Maintaining Healthy Employees

  • Melissa
  • September 5, 2026
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Young man in a white shirt typing on a laptop at his desk in a modern office

The Benefits of Separate Insurance Policies

  • Melissa
  • September 5, 2026
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Business professionals discussing insurance

The Importance of Proper Business Insurance

  • Melissa
  • September 5, 2026
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Healthy fruit platter with kiwi, mandarins, apples, plums, strawberries, and berries on a light stone background.

The Power of B Vitamins

  • Melissa
  • September 5, 2026
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Cozy wooden cabin surrounded by snow-covered trees at night, illuminated by warm decorative lights.

Protecting Your Winter Cabin From Loss

  • Melissa
  • September 5, 2026
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Woman wearing glasses using the touchscreen infotainment system inside a modern car.

Regular Vehicle Maintenance and Car Insurance

  • Melissa
  • September 5, 2026
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Woman receiving dental treatment

Rare Dental Diseases and Dental Care

  • Melissa
  • September 5, 2026
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Stroke recovery and rehabilitation

Preventing Stroke: A Comprehensive Guide

  • Melissa
  • September 5, 2026
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Life and health insurance coverage

Maximizing Your Life Insurance

  • Melissa
  • September 5, 2026
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Police car with flashing lights pulling over a truck on a highway

The Dangers Of Drunk Driving

  • Melissa
  • September 5, 2026
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German shepherd dog and pet health

Pet Health And Pet Insurance

  • Melissa
  • September 5, 2026
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Suburban homes and property insurance

Navigating Homeowner’s Insurance

  • Melissa
  • September 5, 2026
Read more
Earlier articles

More from the archive

Browse all articles
December 26, 2023

The Benefits of Separate Insurance Policies

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December 21, 2023

Strategies for Maintaining Healthy Employees

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December 19, 2023

How to Ensure Adequate Homeowner's Insurance Coverage

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December 14, 2023

The Importance of Mental Health Care

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