No one wants to get into a car accident, but despite our best efforts, it can still happen. Knowing what to do if you’re in a car accident can help ensure that the accident is handled properly and that you’re not left with any financial burden.
Call 911
The first step to take when you get into a car accident is to contact the police and call 911 to report the incident. You should also exchange information with the other driver or drivers involved in the accident. This includes names, contact information, phone numbers, insurance company, license plate number and make and model of the vehicles involved.
Document The Accident
Once the police and other drivers are on the scene, you should take all the necessary steps to document the accident and any personal injury, if applicable. This includes taking pictures of the scene, any damage to the vehicles and the road, and requesting a copy of the accident report from the police.
Call Your Insurance Company
It is also important to make sure that you file a claim with your insurer company as soon as possible. This will begin the insurance claim and you will be able to start getting the compensation you deserve.
If your car needs roadside assistance, you should contact your insurance company or a towing service. You should be aware of the fact that some fault states, which means that the other driver involved in the accident may be responsible for the costs of your repairs.
Check The NHTSA Guidelines
You should also be aware of the National Highway Traffic Safety Administration and their guidelines for reporting car accidents. The NHTSA suggests that you should always call 911 and provide the police with the badge number and location of the accident, as well as any details about the vehicles involved. You should also turn on your hazard lights or put flares around the scene of the accident to alert other vehicles of the accident.
Claims Process
It is also important to contact your insurance company as soon as possible after a car accident. Your insurance company can help you understand the claims process and provide you with any additional information you may need. They can also help you understand the laws or regulations that may affect your claim.
No matter how careful you are, getting into a car accident is always a possibility. Knowing what to do in the event of a car accident can help ensure that you’re protected and that you get the compensation you deserve. Make sure to contact the police and exchange information with the other drivers, file a claim with your insurer, and contact your insurance company as soon as possible. Following these steps can help ensure that you’re protected and that you’re not left with any financial burden after a car accident. Make sure to call Health Benefit Services today to discuss how you can pair your home and auto insurance.
